{"id":40843,"date":"2026-11-02T22:06:32","date_gmt":"2026-11-02T21:06:32","guid":{"rendered":"https:\/\/kosovatimes.info\/?p=40843"},"modified":"2026-11-02T22:06:33","modified_gmt":"2026-11-02T21:06:33","slug":"kriza-e-alta-bankes-shkakton-panik-tek-depozituesit-ne-maqedonine-e-veriut","status":"publish","type":"post","link":"https:\/\/kosovatimes.info\/index.php\/2026\/11\/02\/kriza-e-alta-bankes-shkakton-panik-tek-depozituesit-ne-maqedonine-e-veriut\/","title":{"rendered":"Kriza e Alta Bank\u00ebs shkakton panik tek depozituesit n\u00eb Maqedonin\u00eb e Veriut"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Mbyllja e deg\u00ebve dhe kufizimet n\u00eb t\u00ebrheqjet e parave t\u00eb gatshme n\u00eb Alta Banka n\u00eb Maqedonin\u00eb e Veriut kan\u00eb shkaktuar ankth tek depozituesit, me klient\u00ebt q\u00eb presin n\u00eb radh\u00eb jasht\u00eb bankomateve dhe bankave t\u00eb tjera, nd\u00ebrsa p\u00ebrpiqen t\u00eb ken\u00eb akses n\u00eb kursimet e tyre pas nj\u00eb krize q\u00eb p\u00ebrfshiu kompanin\u00eb m\u00ebm\u00eb serbe t\u00eb bank\u00ebs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Radh\u00eb t\u00eb gjata u raportuan jasht\u00eb bankomat\u00ebve t\u00eb Alta Banka n\u00eb Manastir m\u00eb 1 n\u00ebntor, nd\u00ebrsa situata u p\u00ebrshkall\u00ebzua m\u00eb 2 n\u00ebntor, pasi Banka Komb\u00ebtare e Maqedonis\u00eb s\u00eb Veriut vendosi kufizime t\u00eb p\u00ebrkohshme p\u00ebr t\u00ebrheqjet dhe transfertat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Klient\u00ebt u pan\u00eb gjithashtu duke pritur jasht\u00eb bankave t\u00eb tjera, duke k\u00ebrkuar t\u00eb hapnin llogari t\u00eb reja dhe t\u00eb transferonin marr\u00ebveshjet e tyre bankare n\u00eb nj\u00eb p\u00ebrpjekje p\u00ebr t\u00eb rifituar aksesin n\u00eb parat\u00eb e tyre.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Nuk e dim\u00eb \u00e7far\u00eb do t\u00eb ndodh\u00eb me kursimet tona. Un\u00eb e marr pensionin tim p\u00ebrmes Alta Bank, por nuk mund t&#8217;i t\u00ebrheq parat\u00eb&#8221;, tha nj\u00eb klient p\u00ebr <em>IntelliNews<\/em> nd\u00ebrsa priste t\u00eb hapte nj\u00eb llogari n\u00eb Komercijalna Banka.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Fondet e mia jan\u00eb bllokuar plot\u00ebsisht p\u00ebr momentin,&#8221; tha nj\u00eb klient tjet\u00ebr.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pasiguria vjen pas zhvillimeve n\u00eb Serbi, ku <a href=\"https:\/\/pro.intellinews.com\/serbia-revokes-alta-banka-s-licence-but-the-banking-sector-solid-480657\/?source=serbia\">Banka Komb\u00ebtare e Serbis\u00eb<\/a> ia revokoi licenc\u00ebn e operimit Alta Banka Beograd m\u00eb 30 tetor, duke p\u00ebrmendur nj\u00eb p\u00ebrkeq\u00ebsim t\u00eb gjendjes financiare t\u00eb bank\u00ebs. Vendimi erdhi n\u00eb mes t\u00eb nj\u00eb krize m\u00eb t\u00eb gjer\u00eb q\u00eb rrethon pronarin e saj, Davor Macura, i cili u arrestua n\u00eb Serbi p\u00ebr akuza p\u00ebr mashtrim t\u00eb madh financiar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zhvillimet kan\u00eb ngritur shqet\u00ebsime n\u00eb lidhje me t\u00eb ardhmen e operacioneve t\u00eb Alta Bank\u00ebs n\u00eb Maqedonin\u00eb e Veriut, ku <a href=\"https:\/\/pro.intellinews.com\/serbia-s-alta-banka-raises-stake-in-north-macedonia-s-alta-banka-bitola-to-95-13-419767\/?source=north-macedonia\">Alta Banka Bitola<\/a> zyrtarisht kaloi n\u00ebn kontrollin e Alta Banka Beograd n\u00eb tetor 2025, pas blerjes s\u00eb Stopanska Banka Bitola, e cila m\u00eb pas u riem\u00ebrua.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Megjithat\u00eb, banka qendrore e Maqedonis\u00eb s\u00eb Veriut \u00ebsht\u00eb p\u00ebrpjekur t\u2019i siguroj\u00eb klient\u00ebt se situata q\u00eb p\u00ebrfshin kompanin\u00eb m\u00ebm\u00eb serbe nuk do t\u00eb thot\u00eb se banka lokale po p\u00ebrballet me mbyllje ose falimentim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Banka Qendrore prezanton administrim t\u00eb p\u00ebrkohsh\u00ebm<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Banka Komb\u00ebtare tha m\u00eb 2 n\u00ebntor se kishte futur administrim t\u00eb p\u00ebrkohsh\u00ebm n\u00eb Alta Banka Bitola, duke shpjeguar se masa u mor vet\u00ebm n\u00eb p\u00ebrgjigje t\u00eb zhvillimeve q\u00eb p\u00ebrfshinin aksionarin e saj kryesor, Alta Banka Beograd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sipas rregullatorit, nd\u00ebrhyrja synon t\u00eb mbroj\u00eb depozituesit dhe kreditor\u00ebt, t\u00eb ruaj\u00eb asetet e bank\u00ebs dhe t\u00eb siguroj\u00eb vazhdim\u00ebsin\u00eb e operacioneve t\u00eb saj derisa t\u00eb gjendet nj\u00eb zgjidhje n\u00eb lidhje me struktur\u00ebn e pron\u00ebsis\u00eb s\u00eb saj.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Banka qendrore theksoi se Alta Banka Bitola nuk i \u00ebsht\u00eb revokuar licenca e saj e operimit dhe nuk \u00ebsht\u00eb as n\u00eb procedura falimentimi dhe as n\u00eb procedura likuidimi. Gjithashtu, ajo e p\u00ebrshkroi bank\u00ebn si likuide, me kapital t\u00eb lart\u00eb dhe me nj\u00eb portofol krediti me cil\u00ebsi t\u00eb fort\u00eb, me operacionet e saj tani n\u00ebn mbik\u00ebqyrje t\u00eb drejtp\u00ebrdrejt\u00eb mbik\u00ebqyr\u00ebse.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Administrimi i p\u00ebrkohsh\u00ebm do t\u00eb thot\u00eb q\u00eb menaxhimi i aseteve dhe operacioneve t\u00eb bank\u00ebs \u00ebsht\u00eb transferuar te persona t\u00eb em\u00ebruar nga Banka Komb\u00ebtare. Objektivi \u00ebsht\u00eb ruajtja e stabilitetit dhe mbrojtja e fondeve t\u00eb klient\u00ebve nd\u00ebrsa zgjidhet \u00e7\u00ebshtja e pron\u00ebsis\u00eb.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sa mund t\u00eb t\u00ebrheqin klient\u00ebt?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Edhe pse banka qendrore k\u00ebmb\u00ebngul q\u00eb depozitat t\u00eb mbeten n\u00eb llogarit\u00eb e klient\u00ebve, ajo ka kufizuar p\u00ebrkoh\u00ebsisht l\u00ebvizjen e fondeve p\u00ebr t\u00eb parandaluar t\u00ebrheqjet e papritura dhe masive q\u00eb mund t\u00eb d\u00ebmtojn\u00eb likuiditetin e bank\u00ebs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">P\u00ebr klient\u00ebt individual\u00eb, limiti javor i daljeve \u00ebsht\u00eb vendosur n\u00eb 10,000 denar\u00eb (162 euro). Shuma mund t\u00eb p\u00ebrdoret p\u00ebrmes kartave t\u00eb l\u00ebshuara nga banka p\u00ebr t\u00ebrheqje parash dhe pagesa te tregtar\u00ebt.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Transfertat e brendshme midis llogarive t\u00eb mbajtura nga individ\u00eb dhe persona juridik\u00eb brenda Alta Bank mbeten t\u00eb pakufizuara.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kufizimet p\u00ebr kompanit\u00eb jan\u00eb m\u00eb t\u00eb rrepta. Personat juridik\u00eb mund t\u00eb vazhdojn\u00eb t\u00eb kryejn\u00eb pagesa t\u00eb brendshme t\u00eb pakufizuara n\u00eb llogari t\u00eb tjera brenda bank\u00ebs, por nuk mund t\u00eb transferojn\u00eb fonde p\u00ebrmes sistemeve t\u00eb pagesave vendase ose t\u00eb t\u00ebrheqin para n\u00eb dor\u00eb n\u00eb bankomate dhe sportele bankare.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pagesat nd\u00ebrkomb\u00ebtare hyr\u00ebse p\u00ebrmes SEPA-s dhe bankave korrespondente do t\u00eb vazhdojn\u00eb pa nd\u00ebrprerje. Megjithat\u00eb, transfertat nd\u00ebrkomb\u00ebtare dal\u00ebse jan\u00eb pezulluar p\u00ebrkoh\u00ebsisht si p\u00ebr individ\u00ebt ashtu edhe p\u00ebr kompanit\u00eb.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Klient\u00ebve me kredi t\u00eb papaguara u \u00ebsht\u00eb dh\u00ebn\u00eb gjithashtu udh\u00ebzim q\u00eb t\u00eb vazhdojn\u00eb t\u00eb p\u00ebrmbushin detyrimet e tyre t\u00eb shlyerjes n\u00eb koh\u00eb.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00c7far\u00eb ndodh me kursimet e depozituesve?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Banka Komb\u00ebtare ka theksuar se depozitat e klient\u00ebve mbeten n\u00eb llogarit\u00eb e tyre dhe se administrimi i p\u00ebrkohsh\u00ebm nuk \u00ebsht\u00eb i nj\u00ebjt\u00eb me aktivizimin e Fondit t\u00eb Sigurimit t\u00eb Depozitave.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Megjithat\u00eb, depozitat individuale t\u00eb kursimit mbrohen nga Fondi i Sigurimit t\u00eb Depozitave deri n\u00eb 30,000 euro p\u00ebr depozitues, n\u00eb p\u00ebrputhje me legjislacionin komb\u00ebtar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rregullatori thot\u00eb se do t\u00eb monitoroj\u00eb vazhdimisht pozicionin financiar t\u00eb bank\u00ebs dhe do t\u00eb shqyrtoj\u00eb kufizimet n\u00eb var\u00ebsi t\u00eb zhvillimit t\u00eb situat\u00ebs. \u00c7do ndryshim do t\u00eb komunikohet p\u00ebrmes kanaleve t\u00eb tij zyrtare.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Megjithat\u00eb, p\u00ebr momentin, pasiguria rreth pron\u00ebsis\u00eb s\u00eb Alta Bank dhe kufizimet n\u00eb aksesin n\u00eb para i kan\u00eb l\u00ebn\u00eb klient\u00ebt p\u00ebrball\u00eb nj\u00eb situate shqet\u00ebsuese.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Banka Komb\u00ebtare u ka k\u00ebrkuar depozituesve t\u00eb mos marrin vendime bazuar n\u00eb informacione t\u00eb paverifikuara, duke paralajm\u00ebruar se t\u00ebrheqjet masive t\u00eb panevojshme mund t\u00eb funksionojn\u00eb kund\u00ebr interesave t\u00eb t\u00eb gjith\u00eb klient\u00ebve.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nd\u00ebrsa rregullatori pohon se banka lokale mbetet operative dhe financiarisht e sh\u00ebndosh\u00eb, rivendosja e besimit t\u00eb publikut mund t\u00eb jet\u00eb nj\u00eb nga sfidat m\u00eb t\u00eb m\u00ebdha, nd\u00ebrsa pasojat e kriz\u00ebs q\u00eb rrethon kompanin\u00eb e saj m\u00ebm\u00eb serbe vazhdojn\u00eb t\u00eb shfaqen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Situata ka ringjallur kujtime t\u00eb dhimbshme t\u00eb r\u00ebnies s\u00eb kursimores TAT \u200b\u200bn\u00eb Manastir n\u00eb mars t\u00eb vitit 1997, nj\u00eb nga skandalet m\u00eb t\u00eb m\u00ebdha financiare t\u00eb Maqedonis\u00eb, kur m\u00eb shum\u00eb se 60 milion\u00eb euro n\u00eb depozita u zhduk\u00ebn, duke l\u00ebn\u00eb mij\u00ebra kursimtar\u00eb pa parat\u00eb e tyre dhe duke nxitur mosbesimin afatgjat\u00eb t\u00eb publikut ndaj institucioneve financiare.\/intellnjuz<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mbyllja e deg\u00ebve dhe kufizimet n\u00eb t\u00ebrheqjet e parave t\u00eb gatshme n\u00eb Alta Banka n\u00eb Maqedonin\u00eb e Veriut kan\u00eb shkaktuar ankth tek depozituesit, me klient\u00ebt q\u00eb presin n\u00eb radh\u00eb jasht\u00eb bankomateve dhe bankave t\u00eb tjera, nd\u00ebrsa p\u00ebrpiqen t\u00eb ken\u00eb akses n\u00eb kursimet e tyre pas nj\u00eb krize q\u00eb p\u00ebrfshiu kompanin\u00eb m\u00ebm\u00eb serbe t\u00eb bank\u00ebs. Radh\u00eb [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":40844,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30,32],"tags":[],"class_list":["post-40843","post","type-post","status-publish","format-standard","has-post-thumbnail","category-lajme","category-rajon"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kriza e Alta Bank\u00ebs shkakton panik tek depozituesit n\u00eb Maqedonin\u00eb e Veriut - Kosova Times<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kosovatimes.info\/index.php\/2026\/11\/02\/kriza-e-alta-bankes-shkakton-panik-tek-depozituesit-ne-maqedonine-e-veriut\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kriza e Alta Bank\u00ebs shkakton panik tek depozituesit n\u00eb Maqedonin\u00eb e Veriut - Kosova Times\" \/>\n<meta property=\"og:description\" content=\"Mbyllja e deg\u00ebve dhe kufizimet n\u00eb t\u00ebrheqjet e parave t\u00eb gatshme n\u00eb Alta Banka n\u00eb Maqedonin\u00eb e Veriut kan\u00eb shkaktuar ankth tek depozituesit, me klient\u00ebt q\u00eb presin n\u00eb radh\u00eb jasht\u00eb bankomateve dhe bankave t\u00eb tjera, nd\u00ebrsa p\u00ebrpiqen t\u00eb ken\u00eb akses n\u00eb kursimet e tyre pas nj\u00eb krize q\u00eb p\u00ebrfshiu kompanin\u00eb m\u00ebm\u00eb serbe t\u00eb bank\u00ebs. 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